:root{--ink:#14211f;--muted:#4a5a57;--brand:#0f3d3e;--accent:#f5b84b;--bg:#fbfaf6;--line:#e3e0d6}
*{box-sizing:border-box}body{margin:0;font-family:"Plus Jakarta Sans",system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--brand)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.hdr{position:sticky;top:0;z-index:50;background:rgba(251,250,246,.97);border-bottom:1px solid var(--line)}
.hrow{display:flex;align-items:center;justify-content:space-between;height:66px}.logo{display:flex;gap:8px;align-items:center;font-weight:800;font-size:1.15rem;text-decoration:none;color:var(--brand)}
.nav{display:flex;gap:20px;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit}
.btn{display:inline-block;background:var(--accent);color:#14211f!important;padding:14px 22px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font:inherit;font-weight:800;margin:4px 0}
.btn.sm{padding:9px 14px;font-size:.9rem}.btn.ghost{background:transparent;border:2px solid currentColor;color:inherit!important}.btn:hover{filter:brightness(.95)}
.hero{background:linear-gradient(135deg,#0f3d3e,#1b5c58);color:#fff;padding:72px 0 64px}.hero h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.12;margin:.2em 0;max-width:22ch}.hero .lead{font-size:1.2rem;max-width:60ch;color:#e6f0ee}
.eye{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:800;color:#b8860b}.hero .eye{color:var(--accent)}
.sec{padding-top:48px;padding-bottom:48px}h2{font-size:1.7rem;line-height:1.25}h3{font-size:1.15rem;margin:.2em 0}.answer{font-size:1.1rem;background:#fff;border-left:4px solid var(--accent);padding:16px 20px;border-radius:6px}
.grid3{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card.link{text-decoration:none;color:var(--ink);transition:transform .15s}.card.link:hover{transform:translateY(-3px);border-color:var(--brand)}.card span{color:var(--brand);font-weight:700}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:-30px;position:relative}.stats div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;text-align:center}.stats strong{display:block;font-size:1.9rem;color:var(--brand)}.stats span{color:var(--muted);font-size:.9rem}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px}.ticks{padding:0;list-style:none}.ticks li{padding:6px 0 6px 30px;position:relative}.ticks li:before{content:"✓";position:absolute;left:0;color:#1b7a5c;font-weight:800}
.steps li{margin:8px 0}.band{background:var(--brand);color:#fff;padding:56px 0;text-align:center}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 18px;margin:10px 0}summary{cursor:pointer}summary h3{display:inline;font-size:1.05rem}
table{width:100%;border-collapse:collapse;background:#fff}td,th{border:1px solid var(--line);padding:10px;text-align:left}
.form{display:grid;gap:14px;background:#fff;padding:24px;border:1px solid var(--line);border-radius:14px}.form label{display:grid;gap:4px;font-weight:600}.form .chk{display:flex;gap:8px;font-weight:400}
input,select,textarea{font:inherit;padding:11px;border:1px solid #8a9693;border-radius:8px;background:#fff}.form input,.form select,.form textarea{width:100%;min-width:0}.small{font-size:.85rem;color:var(--muted)}
.crumbs{max-width:1120px;margin:0 auto;padding:10px 20px;font-size:.85rem}.post,.legal{max-width:780px}.post h1,.legal h1{font-size:clamp(1.9rem,4vw,2.6rem);line-height:1.2}
.links{columns:2}.ftr{background:#0b2b2c;color:#cfdcd9;padding:48px 0 20px}.ftr a{color:#fff;display:block;text-decoration:none;margin:4px 0}.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}.fh{font-weight:800;color:var(--accent)}.ftr .logo{color:#fff}.copy{font-size:.85rem;border-top:1px solid #234;padding-top:14px;margin-top:20px}
@media(max-width:860px){.menu{display:block}.two>*,.fgrid>*{min-width:0}.nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;border-bottom:1px solid var(--line)}.nav.open{display:flex}.two,.fgrid{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.links{columns:1}.hero{padding:48px 0}}